Profits of paying credit card bill through CRED APP

 

    Profits of paying credit card bill through         

CRED APP  

1. Credit Card Payments

You can add all the credit cards  you have in the app, track the payment due dates and pay the bills straightaway from the app.

You don’t have to verify your credit card statement every month individually. For payments you can also use other net-banking or UPI apps.

The entire process of payments is very fleet and smooth.

2. Cashback on Paying Bills

You will get cashback on your bill payment transaction. In a drop down menu you will see “killthebill” after the payment is done. It works similar to scratch card, where you can win rewards up to 1000. Some lucky customers actually earned 1000Rs cashback.

Generally you can use 5 scratch cards of cashback worth  Rs 1000 in a datebook.

You can earn scratch cards on large payments: 

On Payment	Earn Up to
Rs 50,000	1,00,000
Rs 20,000	10,000
Rs 5,000	5,000

But actually you can only expect a small cashback from these scratch cards, like between Rs 20 from the 5000 scratch card.

3. Earn CRED coins to redeem gifts

You get as equal  CRED coins the amount of payment you do, such as you do a payment of Rs.1000 you get 1000 cred coins. You can use the CRED points to get discount coupons of brands. These offers change on regular basis.

4. Get upto Rs 500 Cashback on sharing your friends

If you refer the app to your friend then You and your friend would get Rs 1000 cashback on their first bill payment.

5. Free Credit Report & Score

You can verify your CIBIL score and past credit free of cost. At the moment app shows the credit numbers from outlook of Experian and CRIF.

First Credit Report is free then you can check your latest score by spending 1000 CRED points.

 In deep credit report, you can see your payment history, credit card consumption and age of credit history.

 

Best Use of the CRED App

Installation process

·         You can install it from ios and android

·         You would be permitted only if you have a up to the mark CIBIL score

·         App starts with your registered mobile number

·         Your application may get denied if your mobile number details doesn’t verify with the CIBIL report.

 

If approved,

·         Add details of credit card in the app.

·         The app procedure will verify your credit cards by depositing Rs. 1 into your card.

·         Job done now pay your credit card bills.

If rejected,

·         Check the contact details if you use several mobile numbers for banking

·         Use customer service if you are sure of your information.

·         Wait & Apply after some time periopd if your credit score is not good.