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Tuesday 17 May 2022

Indian government yojana (schemes) for students for abroad studies

        Indian government yojana (schemes) for                          students for abroad studies              

Progressively Indian students are flying abroad for their higher studies. As per government 750000 Indian students are presently studying in out of countries. Though it appeals for foreign education is very costly at some stages. This is the major reason why students start search out for best education loans and scholarships once they secure admission.

The superior thing is that there are various banks and NBFC’s give education loans for abroad studies but better is that government is quickly working on providing subsidy schemes for supporting students. It is appropriate to almost all education loan schemes from SBI Education Loan for Abroad to the Fullerton India Education Loan which makes students bother free.

Designed mainly for education loan schemes concern to foreign education, these schemes comes in factor of some regulations like the annual family income and the caste category of the student. Some of these admired schemes are mentioned below.

1. Padho Pardesh

Padho Pardesh is the rich education loan subsidy scheme launched by the Ministry of Minority Affairs, Government of India. The scheme’s purpose is to support the minority communities want to get foreign education, moreover at Master’s, M.Phil. or the Ph.D. level.

Features of Padho Pardesh

  • 100% interest will be invested by government .
  • The interest is cover only for the freeze period.
  • You can only get the scheme once.
  • Scheme cover up lots of courses.


Eligibility for Padho Pardesh

·         Muslims, Parsis, Christians, Sikhs, Jains communities are eligible.

·         Annual income should not be more than INR 6 lakhs of the student’s parents or guardians.

·         The loan sanctioned should be listed in Indian Banks Association.

2. Dr. Ambedkar Education Loan Interest Subsidy Scheme

Initiated by the Ministry of Social Justice and Empowerment, this schemes provide education to OBCs and EBCs. The scheme provides interest subsidy to commendable students aid to Master’s, M.Phil., or Ph.D. courses from foreign universities.


Eligibility Criteria

·         In the case of OBCs, the students must acquire OBC Caste Certificate issued by capable authorities.

·         The annual family income should not surpass INR 3 lakhs for OBCs and INR 1 lakh for EBCs.

3. Overseas Doctoral Fellowship

The Science and Engineering Research Board (SERB), a legislative board under the Department of Science and Technology, Government of India, has begin this scheme to sponsor doctoral programs abroad. The board will include a fellowship amount of $2000 per month beside with the cover of travel expenditures and introductory allowance. The selection of students will be made by the overseas institution in consolidating with SERB.

Agreement that has been signed by various institutions are:

·         Cambridge University, UK

·         Stanford University, USA

·         Carnegie Mellon University, USA

·         University of Southern California, USA

·         University of California, Irvine, USA

·         Rice University, USA

·         University of New York, USA

·         University of British Columbia, Canada

4. National Overseas Scholarship

Opened by the Ministry of Social Justice and Empowerment, Government of India scheme provides scholarship to students belonging SCs and STs. It supports Master level and Ph.D. level courses of subjects:

·         Engineering and Management

·         Pure Sciences & Applied Sciences

·         Agricultural Sciences and Medicine

·         Commerce, Accounting & Finance

·         Humanities & Social Science

These schemes are supporting those students who are not financially stable but are obliged to take education loans. With such beneficial schemes, also government take care of that no child quits education.



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